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News Article

"In May, you MUST give your Tenants the Renters Rights Information Sheet or

YOU RISK  - £7,000 FINE  PER TENANT PER PROPERTY."READ MORE

UK's No 1 debt problem is rent arrears

30th Apr 2015

PIMS NEW ARCHIVE National Debtline reports that rent arrears has become Britain’s biggest debt problem and many help lines, operated charities, are getting up to 500 calls every day from worried tenants who are having difficulties with paying their rent.

National Debtline is one of the UK's largest financial charities and says that the rise in calls since 2007 of tenants in trouble with rent arrears, has rocketed up to just under 150%. 
 
Seven years ago its helpline had received approximately 8,000 calls a year from tenants falling behind in their rent. National Debtline now say that their figures shows that they are receiving 20,000 calls for help from tenants experiencing this issue.

In just over two years rent arrears calls from tenants has increased by 40% with a 13% rise alone in the last year.

There are a huge number of  debt problems that tenants are suffering from and this makes up 60% of the calls that National Debtline receive, whereas in 2010 it was 45%.

Joanna Elson, chief executive of the Money Advice Trust, which runs National Debtline, said: “The long-term trend for rising rent prices is clear and its impact on the debt landscape is significant. Rent arrears are now the fastest growing debt problem we help people with and we are in danger of falling into a rent debt crisis.

“Housing costs are the most important household bill of all, and to see such increasing numbers of people falling behind on rent payments is indicative of how the cost of living squeeze has hit many families very hard since 2007. We hear from thousands of people every month about the difficult decisions they have to make just to hold their family finances together.”

She also said that those experiencing rent arrears problems are the most vulnerable members of the community who are facing eviction and could become homeless.
 
Elson added:“Anyone who cannot pay their rent needs free and impartial advice as soon as they can,

“If buy to let landlords are facing financial problems because their tenants have rent arrears, they can also get free advice from Business Debtline.”
 
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"In May, you MUST give your Tenants the Renters Rights Information Sheet or

YOU RISK  - £7,000 FINE  PER TENANT PER PROPERTY."READ MORE

 

 

 


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Fit for Habitation|March 2019 The ACT is intended to define minimum standards a rental property MUST be and makes a clearer pathway way for Tenants to be compensated|https://www.pims.co.uk/fit_for_habitation_act_march_2019/ Guarantor|The person who provides a guarantee and promises to make payment good should the person responsible for the agreement fail|http://www.pims.co.uk/guarantors/ MEES|The Minimum Energy Efficiency Standard (MEES) Landlords are charged with the requirement to bring their rental property to a minimum EPC rating of E. Property with F and G rating will effectively be banned from the rental market April 2018 |http://www.pims.co.uk/epc/ Section 11|Section 11 of the Landlord and Tenant Act 1985 places an obligation on the landlord to maintain the structure and exterior of the property, including installations for the supply of water, gas and electricity, heating systems, drainage and sanitary appliances|http://www.pims.co.uk/landlord-section-11-repairs/ serving date|This date is the date deemed received at the property - as an example if posted allow for posting days|/serving-notice-on-a-tenant-delivery-days/ Tenancy Application|The objective of vetting is to empower yourself so you can make an informed decision as to the calibre of the prospective person. Making your decision on facts and figures is invaluable and this is why you should always take references. The application form also provides you with permission to perform credits. This form details all the information you should ever require deal with most eventualities including absconding tenants|http://www.pims.co.uk/doc/57/ Tenant Fees|From June 2019 where renting properties in England gone are the days of charging for admin, letting fees, vetting, references, inventory, check in, check out, cleaning, pet insurance or ANY other fee that is not explicitly permitted within the legislation. |https://www.pims.co.uk/ban_letting_fees_act_2019/