Credit Check - Risk Score

Every person in the UK has a credit score, this is an assessment of how they have previously managed their financial affairs, bank accounts, payment of utilities and suppliers, store cards, credit cards, Mortgages, rent payments etc.

FREE to Members

Our report will provide you with a risk score, based on previously known conduct this will give you the probability of the person defaulting on their obligations. Additionally we will check for County Court Judgments (CCJs) and Bankruptcy.

As always, consider the benefits of having a guarantor and also Credit Checking them

We are also licenced to Trace Missing Tenants & Debtors click here

View sample report

Credit Check Score (the higher the score the better)	Odds of bad payer	% likelihood of bad debt
620	64 : 1	2%
600	32 : 1	3%
580	16 : 1	6%
560	8 : 1	11 %
540	4 : 1	20%
520	2 : 1	33%
500	1 : 1	50%
480	1 : 2	67%
Lower	Serious risk of default	Serious risk of default

As an individual, you cannot access this information, but we can do so for you. (for we are licensed to credit check and trace people).

Provided you have the Tenants or Guarantors permission to perform a credit check, this is typically found on the Tenancy Application Form given to the Tenant or Guarantor

then we can provide you with a Tenant Credit FREE for Members.