Financial Services Authority
Financial Services Authority regulations
With effect from 14 January 2005, only companies that are authorised by the Financial Services Authority (FSA) are legally permitted to sell general insurance products – including home and contents insurance – or even to offer advice or information regarding insurance.
This means that many letting agents who have been providing insurance products and services to their clients are no longer permitted to do so, unless they have taken steps to become FSA authorised, either as an agent, appointed representative or principal. Landlords should seek confirmation from their agent, or from anyone who is providing them with insurance, that they are in fact authorised under the new FSA regulations to offer this service.
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